HRH Offering Insurance Enrollment Assistance
October 17, 2013
Free assistance is available at Holy Rosary Healthcare to people trying to navigate the new health insurance options that became effective October 1. Holy Rosary has two navigators available weekdays, 8am-5pm, by appointment to assist patients and the public with enrollment, insurance coverage options, and related questions in the Montana Health Insurance Exchange.
Holy Rosary’s Marybeth Squires and Lisa Marum have received advanced training on the Exchange and serve as patient enrollment specialists at Holy Rosary. People interested in learning more about the Health Insurance Exchange, coverage options, and enrollment assistance should contact Squires or Marum for an appointment. They are available weekdays, 8am-5pm:
- In the patient accounts office (adjacent to the main lobby);
- By phone at Marybeth Squires (233.2596) or Lisa Marum (233.2685);
- Or by emailing HRH-GetCoveredNow@sclhs.net.
Additional information including payment calculators are available online at www.sclhealthsystem.org/getcovered.
The Affordable Care Act
The Affordable Care Act became law October 1, 2013. One of the results of the Affordable Care Act is the new, online Healthcare Marketplace (also called an Exchange), where uninsured people can compare, select, and enroll in one of the offered plans. The ACA will help millions of uninsured, low-income Americans be able to afford healthcare.
With very few exceptions, insurance offered on the Marketplace is available to everyone, regardless of income. For those with lower incomes, subsidies are available to help cover the costs of premiums.
People can now enroll in plans; earliest coverage begins January 1, 2014. Per the new law, beginning January 1, everyone is expected to have health insurance coverage, whether provided by their employer, purchased through the exchange, or purchased from insurance agents outside of the exchange.
Each state has a Marketplace; Montana’s state-run Marketplace has three companies to select from, each offering one or more plans: the Montana Health Co-Op (MHC), Blue Cross Blue Shield, and Pacific Source.
The funding to train two people locally to serve as navigators and offer this free assistance locally has been paid for by a grant awarded to the Holy Rosary Healthcare Foundation by the Montana Health Network.